Need Help in understanding us better?

We have built INVULB from the ground up !
That’s why we created Retirement Product without any short cuts & it is difficult to manage if you do not know "How it Works"

Hey, How can we help you?

We want you to have the simplest, easiest understanding about Retirement and Pension Investments. But we know you might have a few questions and clarifications.

Frequently Asked Questions

We have listed the topmost frequently asked questions

INVULB is a Pension Portfolio platform. We are a Fintech company working on a unique Pension Management Platform targeting Resident and Non-Resident Indians as customers. We have developed a technology tool that can independently guide and help manage customersRetirement as well as Financial Goals especially for Pension Plans. Our belief is that the current Pension products in the market (in India) are too old school and unrealistic.
INVULB will provide the following -
  • Pension Plan Management: Profile customers and provide Pension Plans based on their Risk appetite. These Pension Products provide returns over a pre-defined time period.
  • Digital Gold and Silver: Provide Gold and Silver as a product offering Online to all our users.
  • Mutual Fund (MFs) Products: We have partnered with Asset Management Companies (AMCs) to provide all types of Mutual Funds (MFs)
  • Financial Products: partner with Financial Institutions like Axis Securities and provide their products especially Equity and Derivatives trading.
INVULB has used first of its kind Pension Product Basket (portfolio) based on INVULB product ratings-
  • INVULB identifies financial products with value opportunity, low-risk and reasonable liquidity.
  • We do a thorough analysis of factual information with specific focus to management capabilities, governance, business model, balance sheet structure, cost management, cash- flow, business performance, growth, industry standing and overall economic situation.
  • INVULB will categorize the financial products as A/B/C rating based on a scoring model
  • Each Pension Plan has 5 Investment options (baskets or portfolio types)
  • Each product basket type have clear Investment logic and Return goals
  • Each Product Basket is a proprietary INVULB mix of financial Products based on INVULB financial model to ensure the user gets the best returns.
  • All users get access to simple but detailed Dashboard showcasing the product performance
Pension is a defined retirement savings scheme (voluntary and contributory), designed to ensure adequate availability of savings for customers post their retirement age. A pension plan provides options to customers to make regular contributions to create a Retirement corpus for their needs.
INVULB is an intermediary and intends to provide Financial solutions via our partners. All our product offerings are provided by well reputed partners.
At present we have partnered with multiple AMCs for MF investments, with a leading Financial Institution for Equities and Derivatives trading, registered with various government agencies like Digilocker, Start Up India, AMFI, BSE Star MF, MMTC PAMP for gold and silver investments…to start our operations.
  • Consistent gold rate – our rate is based on international price & remain unaffected by local factors.
  • Every grain of gold purchased by the buyer goes in our secure & insured bank grade vaults.
  • Buy 24K, 999.9 Purest Gold with MMTC-PAMP India’s first and only refinery accredited by LBMA
  • Save on storage cost that you pay in bank lockers as MMTC-PAMP will store your gold for 5 years free of cost
  • Track gold prices in real time to ensure you purchase at the right time

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