How We Started

At INVULB, it is all about passion & purpose. Our motto is to make your Financial requirements very simple. We utilize technological interventions to help you get the best Financial product for your specific requirements. Our mission is to use artificial intelligence to make financial needs of our valued consumers simple, accessible and affordable.

Our Success Team

We’ve developed a top-tier, impartial financial services product designed specifically for our fellow Indians. Our core team brings together expertise in deep learning, finance, science, and regulatory compliance. Our advisory panel is a diverse group of individuals with a wealth of experience, exposure, and resources. They possess a deep understanding of technology execution and utilization, and comprise industry professionals and public experts. This unique combination enables us to deliver a product that meets the highest standards of excellence and impartiality.

DIRECTOR

Ajit Nair

21 years of experience in eCommerce, New Business Development, Marketing and Client Portfolio Management.

Having worked with multiple organizations in various Industry verticals he has made significant achievements in building and managing ground up operations including establishing new business across multiple geographies.

DIRECTOR

Rajesh Janardhan

25 years of experience in Sales and Marketing. The last 16 years has been focused to Business Banking and Commercial Lending with 4 reputed Banks in UAE.

He has extensive exposure in Sales, Customer Service and Relationship Management.

ADVISOR

Shaqib

21 years of experience in Banking and Financial services in India and Middle East.

He has extensive exposure in corporate/investment & private banking apart from handling wealth management related portfolios across geographies. He is an MBA from Calicut University and CAIIB from Indian Institute of Bankers.

Our Intent

We strive to establish a tool that serves as a comprehensive solution for all pension needs. Our primary objective is to enlighten the public about the importance of financial hygiene. We plan to introduce an interactive dashboard that will provide real-time updates to customers about their retirement corpus. This platform will also offer advice on various investment decisions, with a focus on innovation, we aspire to develop a decision support system powered by Artificial Intelligence and Machine Learning. This system will guide users in making informed financial decisions, further enhancing their financial well-being.

Frequently Asked Questions

INVULB is a Pension Portfolio platform. We are a Fintech company working on a unique Pension Management Platform targeting Resident and Non-Resident Indians as customers. We have developed a technology tool that can independently guide and help manage customers retirement as well as Financial Goals especially for Pension Plans. Our belief is that the current Pension products in the market (in India) are too old school and unrealistic.
INVULB will provide the following -
  • Pension Plan Management: Profile customers and provide Pension Plans based on their Risk appetite. These Pension Products provide returns over a pre-defined time period.
  • Digital Gold and Silver: Provide Gold and Silver as a product offering Online to all our users.
  • Mutual Fund (MFs) Products: We have partnered with Asset Management Companies (AMCs) to provide all types of Mutual Funds (MFs)
  • Financial Products: Partner with Financial Institutions to provide products in Equity and Derivatives trading.
INVULB has used first of its kind Pension Product Basket (portfolio) based on INVULB product ratings-
  • INVULB identifies financial products with value opportunity, low-risk and reasonable liquidity.
  • We do a thorough analysis of factual information with specific focus to management capabilities, governance, business model, balance sheet structure, cost management, cash- flow, business performance, growth, industry standing and overall economic situation.
  • INVULB will categorize the financial products as A/B/C rating based on a scoring model
  • Each Pension Plan has 5 Investment options (baskets or portfolio types)
  • Each product basket type have clear Investment logic and Return goals
  • Each Product Basket is a proprietary INVULB mix of financial Products based on INVULB financial model to ensure the user gets the best returns.
  • All users get access to simple but detailed Dashboard showcasing the product performance
Pension is a defined retirement savings scheme (voluntary and contributory), designed to ensure adequate availability of savings for customers post their retirement age. A Pension Management provides options to customers to make regular contributions to create a Retirement corpus for their needs.
INVULB is an intermediary and intends to provide Financial solutions via our partners. All our product offerings are provided by well reputed partners.
At present we have partnered with all leading AMCs for MF investments, Axis Securities for Equity and Derivatives trading, registered with various government agencies like Digilocker, Start Up India, AMFI, BSE Star MF, MMTC PAMP for gold and silver investments…to start our operations.
Please get in touch with us at – hello@invulb.com / contactus@invulb.com OR get in touch with us at: +91 8129 443444