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About INVULB

1. What is INVULB?
INVULB is a Pension Portfolio platform. We are a Fintech company working on a unique Pension Management Platform targeting Resident and Non-Resident Indians as customers. We have developed a technology tool that can independently guide and help manage customers retirement as well as Financial Goals especially for Pension Plans. Our belief is that the current Pension products in the market (in India) are too old school and unrealistic.
INVULB will provide the following -
  • Pension Plan Management: Profile customers and provide Pension Plans based on their Risk appetite. These Pension Products provide returns over a pre-defined time period.
  • Digital Gold and Silver: Provide Gold and Silver as a product offering Online to all our users.
  • Mutual Fund (MFs) Products: We have partnered with Asset Management Companies (AMCs) to provide all types of Mutual Funds (MFs)
  • Financial Products: partner with Financial Institutions and provide their products especially Equity and Derivatives trading.
INVULB has used first of its kind Pension Product Basket (portfolio) based on INVULB product ratings-
  • INVULB identifies financial products with value opportunity, low-risk and reasonable liquidity.
  • We do a thorough analysis of factual information with specific focus to management capabilities, governance, business model, balance sheet structure, cost management, cash- flow, business performance, growth, industry standing and overall economic situation.
  • INVULB will categorize the financial products as A/B/C rating based on a scoring.
  • Each Pension Plan has 5 Investment options (baskets or portfolio types).
  • Each product basket type have clear Investment logic and Return goals.
  • Each Product Basket is a proprietary INVULB mix of financial Products based on INVULB financial model to ensure the user gets the best returns.
  • All users get access to simple but detailed Dashboard showcasing the product performance.
On accumulation of your desired Corpus and reaching your retirement age, INVULB will facilitate moving the accumulated funds into more liquid and safe investment avenues thus ensuring simple and regular withdrawal options. On an average 8% can be reasonably expected during your post retirement time. Further, we provide a well-researched Pension Calculator tool to ascertain the specific Pension corpus requirements. https://invulb.com/pension-calculator/
INVULB is an intermediary and intends to provide Financial solutions via our partners. All our product offerings are provided by well reputed partners.
At present we have partnered with all leading AMCs for MF investments, Axis Securities for Equity and Derivatives trading, registered with various government agencies like Digilocker, Start Up India, AMFI, BSE Star MF, MMTC PAMP for gold and silver investments…to start our operations.
Yes , INVULB has all the necessary approvals to run the business in India
Yes, INVULB will have a Mobile Application in both Android(Play Store) and App Store(iStore). One can download the application to understand and get all updates related to their Pension Investments
INVULB does not give any advice to its customers. INVULB users are provided with multiple options to purchase Pension Portfolios based on their risk profile. It is entirely customers decision to opt for a particular Pension Product as an investment option.
INVULB at present is led by very experienced people having deep knowledge and expertise in Finance. The team has worked in multiple domains within Finance and has also good understanding of different functions of Business Management. Our core philosophy is to bring world class Investment Management techniques which is unbiased, scientific and uses data and technology in the best possible manner. We are passionate to bring about the best Pension Management tools to help our people with world class Investment solutions especially in retirement Planning. Please visit https://invulb.com/about-us/ to know us more.
All your investments are managed and held by our partners who are reputed organizations and authorized by Government of India and hence it is in very safe hands. INVULB does not handle or hold your money as we are intermediary platform and aspire to simplify your Pension needs. All your Investment holdings will be available with our partners at all times for your use.
Please get in touch with us at – hello@invulb.com / contactus@invulb.com OR call us at: +91 8129 443444